What Is a Written Off Car? Types, Rules & Your Options in Australia

Posted on Fri, Nov 2025
What Is a Written Off Car? Types, Rules & Your Options in Australia

 

Do you have a written-off car and are thinking of repairing, selling, or getting rid of it? Before making a decision, consider this: repairing may cost more than the car is worth. Getting fast cash is often the smartest move — and Express Cash for Cars buys written-off cars all over Australia. Just wait for us to pick it up and receive your payment instantly.

What Does “Written Off Car” Mean?

A written-off car is a vehicle assessed by an authorised assessor and declared a total loss because it is unsafe and too costly to repair. Once declared written off, the car is added to the Written Off Vehicle Register (WOVR).

Types of Written Off Car in Australia

Statutory Write Off (SWO)

A statutory write-off is a car with severe damage, such as from floods, fire, or major structural damage. These vehicles can never legally return to the road but can be sold for scrap or parts. Sell it quickly to Express Cash for Cars and save time.

Repairable Write Off (RWO)

A repairable write-off car can be fixed, but the repair cost is higher than the vehicle’s value.

The eligibility for a car to return to the road includes:

  • It is repaired to required standards.
  • It passes official checks.
  • It meets all safety rules.

Even after being repaired, the car remains marked as a write-off and its value decreases.

Whether your car is statutory or repairable, Express Cash for Cars offers a fast, no-hassle solution.

What Happens When a Car Is Written Off?

There are several steps:

Insurer assessment

The insurer compares the estimated cost of repairs with the car’s pre-accident market value.

Write-off recorded on WOVR

The Written Off Vehicle Register records the VIN and details of the damage, preventing unsafe cars — especially statutory write-offs — from returning to the road.

Owner receives payout

The insurer pays the owner based on the car’s market value. Any outstanding finance is deducted first.

Insurer may retain the car

The insurer may keep the car and scrap it for parts or sell it.

You may buy it back

If the owner chooses to buy it back, they must handle all repair and re-registration costs.

Many owners choose to sell their written-off vehicle immediately after settlement. Express Cash for Cars offers simple, same-day collection even for badly damaged or non-drivable cars.

Do You Get Rego Back If Your Car Is Written-Off?

You may get a rego refund under certain conditions, as long as it’s done before the expiry date.

Rego refund NSW

In NSW, once a car is declared written off, you will receive written notification and the registration is cancelled. You must return the number plates to Service NSW within 14 days, show proof of identity, and provide bank details.

When your rego is cancelled, you can still sell your written-off car easily. Express Cash for Cars buys vehicles with or without rego.

How to Check If a Car Has Been Written Off

You can check a car’s status through the Personal Property Securities Register (PPSR), the modern version of the REVS check.

Enter the vehicle’s VIN on the official PPSR website or through a third-party provider, complete payment, and receive a report detailing the vehicle’s history.

If your car shows up as written off, Express Cash for Cars still buys it at fair prices with no inspection needed.

Can You Register a Written-Off Car?

Generally, statutory write-offs cannot be registered again. However, some repairable write-offs may be eligible under strict conditions.

Rules for Repairable Write Off (RWO)

You may re-register a repairable write-off by following Transport for NSW requirements:

  • Submit an application for approval to repair.
  • You must have owned the vehicle for at least 28 days before the damage.
  • Repairs must meet industry standards.
  • A licensed repairer must issue a certificate of compliance.
  • Pass an AUVIS inspection (identity and safety).
  • Pass a VIIU inspection to confirm no tampering.
  • Apply for re-registration.
  • Pay registration fees.

If the process is too costly or complicated, selling to Express Cash for Cars is the fastest solution.

Can I Drive a Written Off Car?

It is illegal to drive a statutory write-off as its registration is cancelled. A repairable write-off may be driven only after repair, inspection, and re-registration.

If the car is unsafe or fails inspection, Express Cash for Cars can remove it for free.

Buying a Written-Off Car – Pros, Cons & Risks

Buying a written-off car can be cheaper, but comes with risks and long-term unknown issues.

  • Pros
  • Affordable price
  • Good repair options
  • Potential value increase if repairs are done professionally
  • Cons
  • Lower resale value
  • Insurance limitations
  • Additional compliance requirements

If you have a written-off car you don’t want to repair, Express Cash for Cars offers guaranteed cash regardless of condition.

Selling a Written-Off Car – Your Best Options

Dealing with a written-off car can be time-consuming:

Private sale

Possible, but slow due to low buyer interest.

Selling for parts

Profitable if you have the skills, but labour-intensive.

Scrapping

Simple, but offers low payout.

Selling to cash for cars companies

Fastest option with no effort required.

This is where Express Cash for Cars makes it easy — no repairs, rego, roadworthy certificate, or paperwork required. They offer instant quotes, free towing, and fast payment anywhere in NSW.

Why Express Cash for Cars Is the Best Choice for Written-Off Vehicles

If you want to get rid of a written-off car, Express Cash for Cars makes the process simple, fast, and stress-free.

  • Free towing anywhere
  • Same-day pick-up
  • On-the-spot payment
  • Buys all written-off cars: accident, flood, mechanical
  • No paperwork hassle
  • No rego, no roadworthy, no repairs needed

Instead of letting a written-off car sit unused, Express Cash for Cars helps you turn it into instant money with zero effort.